Gun-woo runs to save the man and Woo-jin joins him as they beat the goons up and call an ambulance to help the homeless man. Hyeon-jo yells at them for ruining her operation for some random stranger they did not even know. Woo-jin apologises and asks for one chance to meet her in person and explain their side of the story. She agrees to see them at the library but Gun-woo does not understand why Woo-jin apologised for doing the right thing.
Woo-jin explains that trying to understand Hyeon-jo and explain their side is a good thing to do since they’re new to the job. They go to the library but Hyeon-jo immediately starts yelling at them and scolds the pair for ruining her operation. She lashes out at Woo-jin alone but he tries to reason with her as Gun-woo stands by and watches.
Gun-woo agrees to leave her alone and pay back the debt but tells Hyeon-jo that watching someone die right in front of his eyes for his personal benefit is not part of his moral code. If Myeong-gil could slash his face, he would not worry if something much worse happened to mere homeless people.
The two boys leave and Woo-jin promises that they’ll find a way to repay the loan. The boys end up arguing but soon get a text from Hyeon-jo. She apologises for misunderstanding them and requests they come to work the following day. The borrower, Jae-myeong, tells Smile Capita’s Jun-min that they’re being followed by someone. He tells Jun-min that the people following them are youngsters and wear the same cap as President Choi’s debt collector.
Meanwhile, at the library, Woo-jin tries to understand the MO (Modus Operandi) of Jae-myeong and his team. Woo-jin tells her that Jae-myeong has forgotten that he had already conned the old man and is trying to do that again. Hyeon-jo tells them that Jae-myeong borrowed 50 million won per fake ID which means that they were making a small fortune using homeless people.
Hyeon-jo claims that the loan sharks Jae-myeong may have conned probably won’t go to the cops because their business is illegal. She decides that they should help recover the money for these sharks and charge them 1-2% interest over it.
Gun-woo believes that such loan sharks who are conned by Jae-myeong will direct their anger to other innocent small business owners, and he just wants to help them. Just then, Jae-myeong and Jun-min show up outside the library and the trio turn off the lights and seal the gates to throw them off and turn their phones off. They also turn their phones off and look at what the duo were unto from the CCTV camera. Jun-min asks Jae-myeong to kick down the shutter in order to tear it down. He learns that the shutter was made of a stronger metal and also notices the CCTV camera. The duo leaves after which Hyeon-jo, Gun-woo and Woo-jin discuss how they may have found out about the library.
Woo-jin claims that Jae-myeong did not follow them there and adds that after seeing how they fight, he would have gotten more thugs with him if he was sure. Gun-woo confesses that he was wearing Hyeon-jo’s cap from when he had gotten into a scuffle with her. Woo-jin is sure they will be back soon but President Choi comes to the library just in time and asks and demands answers from the trio. Hyeon-jo tells President Choi that she was trying to help recover the money from loan sharks by catching Jae-myeong.
She tells him that the two boys were protecting her and had accidentally led to Smile Capitals discover the location of the library. President Choi says that he was disappointed in Hyeon-jo but she claps back at him saying that he never did anything to punish a conman like Jae-myeong. She shows him the scar on Gun-woo’s face and tells President Choi how those people were scamming and destroying the lives of small business owners like Gun-woo’s mother and many more. President Choi asks the name of the person that did this to Gun-woo and the latter tells the old man that it was a man with a scar on his left cheek. President Choi looks like he had seen a ghost and asks the trio to go back home.
President Choi asks his right-hand man to check if Myeong-gil was the owner of Smile Capitals. Hyeon-jo, Gun-woo and Woo-jin go out for a meal. Gun-woo gets busy grilling the meat for them while Hyeon-jo and Woo-jin chat about the friendship between the two boxers. All of a sudden, Woo-jin and Gun-woo start arguing and Hyeon-jo has to intervene to calm them down. Gun-woo asks Hyeon-jo about her relationship with President Choi and she tells the boys how she had cancer when she was a child and was cured by the time she turned 10.
She also tells them that she was in an orphanage that she often ran away from because she got hungry. After she was moved to President Choi’s orphanage, she grew closer to him because he paid for everything that she had learned because he empathised with her. Gun-woo claims that he also was certain President Choi was a good man when he just helped him repay such a huge loan without a second thought. They decide to help President Choi now and protect him at all costs by eliminating Jae-myeong and the company he was working for.
Meanwhile, Mr Hong asks his secretary to start working on the hotel. At the same time, Myeong-gil tells Jang-do and his personal bodyguard – Beom that his aim was to start a casino in South Korea since gamblers no longer were able to leave the country due to the pandemic restrictions and were itching to gamble. He claims that this would help him make big money.
Myeong-gil adds that his plan is to record the gambling and expose Mr Hong for being the hotel owner that’s facilitating the casino on his premises, which would end his business.
After that, he plans to torture Mr Hong until he repays his loan. Myeong-gil’s men decide to teach Mr Hong a lesson for what he’s done to their boss. Jang-do and his men brutally beat him up, force him to strip naked and film the process.
At the gym, Myeong-gil enjoys watching the video of Mr Hong being hazed and assaulted as Jang-do finally avenges him. That night, President Choi learns that Myeong-gil was the person behind Smile Capitals. He is taken back to the time when he was younger and had to close down his business due to orders from the higher-ups.
Myeong-gil and Beom were his employees back then who decided to rob him. President Choi finds out that his safe was being robbed and goes in to single-handedly beat the thieves up. He gets into a fight with Beom, where Myeong-gil ends up slicing Myeong-gil’s face with his knife. Myeong-gil stabs President Choi while Beom pushes him out of the building window. They go back to look outside but see that President Choi’s body has been taken away. The two steal most of President Choi’s wealth and run away.
Later that night, President Choi tells Hyeon-jo to back off from trying to expose Myeong-gil, claiming he’s old and tired; he just does not have the energy to fight him. Myeong-gil has saved his assets in a highly secure locker, which only Beom knows about. He tells Beom that he’s like a brother to him.
He promises to keep him safe, revealing that he had learned from President Choi that investing in gold is best in the event of a recession. Myeong-gil tells Beom that in case their loan business goes bust, he will take Beom with him to Vietnam where they can both live together without the fear of being caught.
The next day, Woo-jin takes Gun-woo and Hyeon-jo to his aunt’s pork belly restaurant where he learns that his former loan shark boss had attacked the old woman. Woo-jin calls his boss to ask why he attacked his aunt and broke into her restaurant. He yells at Woo-jin, telling him that the loan shark had been conned by someone who used a homeless person’s ID. Gun-woo and Woo-jin think that they should catch him and expose him to the loan shark so they can be safe but Hyeon-jo believes that catching Jae-myeong themselves would make them some money which they can use for their benefit.
Later that night, President Choi tells Hyeon-jo to back off from trying to expose Myeong-gil claiming he was old and tired and did not have the energy to fight him. claims that he will help his aunt and Gun-woo promises to help the woman as well. The trio leaves to spy on Jae-myeong but the man catches on. He gives Jun-min a call about spotting the car and he tells Jae-myeong to make their move in the next couple of hours.
Unbeknownst that Jae-myeong had caught along with her plan, Hyeon-jo follows Jae-myeong to the train station thinking he was going to con more homeless people. Woo-jin and Gun-woo follow Jae-myeong to the subway station but Jun-min sends an army of thugs that are ready to attack them. Hyeon-jo panics and calls President Choi for help upon seeing the thugs follow Gun-woo and Woo-jin into the subway. The episode ends with the two boxers ready to fight the group of thugs.
Since this is only his first time doing something so serious and dangerous, it is expected of Gun-woo to fall into Jae-myeong and Jun-min’s trap. However, I am trying to understand how Hyeon-jo, who seems to be a skilled professional bloodhound, makes this rookie mistake.
It was so refreshing to see President Choi’s character in action as he fought. Knowing how he lost his legs and how evil Myeong-gil is, it seems really important to set up this early in the story so that we can expect him to turn into a complete maniac by the end of the show.
The energy between Woo-jin and Gun-woo is great no matter the situation, and I am sure they will stand by each other. I hope things don’t change by the end and one of the two betrays the other because that would be heartbreaking. Woo-jin wearing a mask at the end of this episode will somehow keep his identity a secret and hopefully benefit President Choi’s side in the future.